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Lisa
Platinum Member
 United Kingdom
2611 Posts |
 Posted - 04 Apr 2007 : 08:34:10 AM
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I've read some horror stories recently but there must be some on the positive side. Does anyone on here loan a horse or have horses out on loan? What are the pitfalls and legal implications? Is it a good idea? I'm contemplating the idea for the future because I don't want to sell but I'm really not sure what to do.
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beau
Gold Member
United Kingdom
806 Posts |
Posted - 04 Apr 2007 : 08:48:10 AM
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I have never loaned a horse for myself but have put horses out on loan, all good except for one bad experience. good - someone might do with your horse something you are unable to/don't want to e.g S/J etc, also loaning benefits if at present you are unable to commit as much time as is necessary. I think it is just important to fully vet the prospective loanee, i usually only loan horses to people i either know or a friend of a friend sort of thing so i can find out about them a bit (you know what i mean) on the bad experience occasion i trusted someone i didn't know/know of. (turns out they put my mare in foal and neglected to bother telling me)
Jodie |
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Roseanne
Moderator
United Kingdom
6708 Posts |
Posted - 04 Apr 2007 : 09:16:02 AM
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There have been some real horror stories on AL about loaning horses - I'm sure if you did a search you'd find the most recent ones!
But then we don't hear much about the loans that really work well and there must be hundreds of them, if not thousands, that go ahead with no problems at all.
The BHS has a draft loan agreement which you should be able to get by phoning them (number on the BHS website) and reading through that will give you an idea of what the pitfalls might be, since the requirements for the owner to visit to see their horse etc are all written because of past bad experiences.
I think the golden rule is probably to watch the person with your horse and see the type of horsey person they are; whether they are people who like to 'put their foot down' and punish if they get strange behaviour, or if they try to understand the horse; how much they take notice of the conditions in order to consider the horse when riding; where and with whom they'll keep the horse etc etc. If you have doubts, don't. If you decide to do it, don't just leave them to get on with it - go and see them; check the horse for yourself.
It's unlikely you'd let your precious horse go to someone bad, but from the experiences of people who have come to grief, it's often not at all easy to see what people are capable of behind their own yard gates!
Good luck, whatever you decide to do. |
Roseanne |
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Roseanne
Moderator
United Kingdom
6708 Posts |
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Debbie
Gold Member
United Kingdom
1138 Posts |
Posted - 04 Apr 2007 : 09:28:54 AM
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Hi Lisa,
I have loaned out and loaned in and on the whole my experience has been good.
I recently had Hazika on loan for 4 years from Emma Maxwell and bred 2 stunning fillies from her. I also have a lovely welsh section A on loan and I sign papers with set criteria but of course I look after them the way I would expect my own to be looked after.
Give me a ring if you want to talk more. Hope the colt is doing well.
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Debbie
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Silvern_Scepris
Gold Member
England
1084 Posts |
Posted - 04 Apr 2007 : 09:44:47 AM
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I loaned my horse before I bought him. It worked really well as the owner shared him back off me 2 days a week. she was happy as I could give him more time and attention than she could, so much so that I bought him in the end as her circumstances changed. |
  
London/Essex Border |
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egzotyka
Gold Member
England
1427 Posts |
Posted - 04 Apr 2007 : 11:04:51 AM
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| I have a mare on loan and i am ever so grateful to of been given the chance! Brave decision on my half and those who i loan her from as she came from France! Long way to send her home if she didnt work out! But she did even more so than i could have hoped - and she is still here today! - i think that it is a good idea but it really depends on the loanor anf loanee... |
   
*I know I'm in my own little world, but it's ok. They know me here
*When life gets you down - just put on your big girl panties and deal with
it. |
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Jenni5
Gold Member
England
849 Posts |
Posted - 04 Apr 2007 : 12:21:57 PM
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Wel i have just started sharing a horse... So part loan. i think Loaning is a good way to own a horse, with out paying all the expensives  |
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sub
Platinum Member
United Kingdom
1919 Posts |
Posted - 04 Apr 2007 : 12:23:47 PM
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2 of my horses went out on loan with no problems at all.
The first was my broodmare.
We used the BHS contract and made the changes to suit both parties.
Amber was on loan for over a year when the Loanee asked to buy her as she was moving to france. This was about 5 years ago now - they still have her and she is very well.
The second was Ambers son.
When my son was born, I discovered that full time work, babies and horses didn't mix well, so decided to put my AA stallion up for sale.
We had lots of interest and a fair few time wasters - no one rode very well or clicked with him.
I was getting close to giving up and giving him a holiday for a few years when I was contacted by Zoe wregarding the possiblility of loaning with view to buy later.
Zoe made the trip down to Gatwick from Aberdeenshire (!) and was the first person to really ride him - she spent lots of time walking round and talking to him before she asked for trot or canter.
The highlight was watching her gallop him up the field - he would have gone a lot faster if she'd asked!!
Peri duly made his way to Aberdeenshire and is still there!
He founds a fantastic home and I had no hesitation in the sale going through at the end of the loan period.
Zoe keeps in regular contact and sends me pictures and emails so I know how he's getting on.
In all honesty, I've had much better experiences loaning first than selling.
The one time I sold a horse straight away, I had been promised a home for life and first refusal if things didn't work out.
The horse was sold on without my knowledge and it took a long time to track down the new owner.
I am happy to say that the horse is now in a great home for life.
I am in contact with the new owner and she sends me photos every year.
I wouldn't shy away from loaning.
If you make sure you cover everything in the contract you shouldn't have any problems. Of course there will always be cases of bad experiences - but make sure you detail in the contract that you have the right to visit your horse at any time and without an appointment.
Susan |
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Esther
Gold Member
United Kingdom
866 Posts |
Posted - 04 Apr 2007 : 12:34:42 PM
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We had Spider on loan for 2 years before we bought him, and that worked out really well. It meant that Suzanne could be sure that he was happy and settled, and we could be sure that he would settle into our life. I'll admit that we were a bit nervous to start with, as we'd had a bad loan experience before (where the horse needed urgent medical attention and a decision making about his future, and the owner dropped off the face of the earth and didn't return any of our calls), and I know that Suzanne was a bit nervous too, but we trusted our gut instinct with Suzanne and for once we were right
One of our ponies is on loan from Equine Market Watch, too, and that's worked out OK. |
paranoid horsemother
 
Photo on far right thanks to West End Photography
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Lisa
Platinum Member
United Kingdom
2611 Posts |
Posted - 04 Apr 2007 : 1:17:29 PM
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| Sounds like the majority of people have positive things to say and there will always be bad apples but if you sell the horse you have no control anyway. Keep the replies coming, it's all useful stuff thanks. |
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baymops
Gold Member
United Kingdom
1108 Posts |
Posted - 04 Apr 2007 : 1:34:00 PM
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I started off sharing my boy with his owner. I was lucky though as she is a wonderful understanding person who didn't want to work him and was happy for me to take over his education and start up his competition career. I got to do what I wanted when I wanted but got a couple of days off from the jobs!
I then moved on to having him on full loan and that is how it has stayed. We have never once had a cross word and I have had him for 5 years now. I think we have fallen lucky finding each other and the perfect boy for me. We didn't know each other before but had a mutual friend who put us in touch when the horse I previously had on loan was sold.
There will be the right person to loan your horse, you will just have to look for them carefully. |
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Debbie
Gold Member
United Kingdom
1138 Posts |
Posted - 04 Apr 2007 : 4:18:54 PM
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| With regards to buying, I always prefer to have a ridden horse on loan first to see if we click. |
Debbie
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JulieBeattie1
Silver Member
Scotland
288 Posts |
Posted - 04 Apr 2007 : 6:35:58 PM
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Hi,
Hate to say it but I have went down this route twice and regretted it! Without going in to too much detail two people have loaned my mare. First woman never appeared when she was meant to and the next girl was caught on the internet slagging me off and my horses! Lets say she was caught "bonnie" as we Scots say!
It really hurts, as my horses mean the world to me as Im sure yours do to you. Its a difficult situation and all you want is the best for them. I have probably been very unlucky but its put me off for life. I really hope if you do you find someone who suits you and your horse. Definatly do a loan agreement.
All the best.
x |
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Nuttybabez
Gold Member
England
522 Posts |
Posted - 04 Apr 2007 : 10:41:36 PM
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I have loaned out and in and not had any bad experiences - I did loan one mare out and I wasn't happy with how she was being kept and I had her back but apart from that, I would loan (in or out) again. I would prefer to loan before I bought or sold a horse as that way I would be sure that the prospective owner or myself and the horse were right for each other.
But definately use a loan agreement.
I have had worse experiences selling and once sold, you can't always get them back! My biggest regret was selling a horse who was then abused and subsequently disappeared off the face of the earth. Broke my heart when I saw how sad he was and I could do nothing - they refused when I offered to buy him back for more money and threw me off the yard. Still haunts me now and I never found him since. |
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Roseanne
Moderator
United Kingdom
6708 Posts |
Posted - 05 Apr 2007 : 09:47:30 AM
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| Sarah what a total nightmare for you! Have you ever tried putting something on the 'tracing horses' threads to see if you can rest your mind about him? |
Roseanne |
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annas
Gold Member
United Kingdom
1129 Posts |
Posted - 10 Apr 2007 : 9:18:21 PM
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| If you need a comprehensive loan agreement drop me a mail as I had one drafted by a solicitor (who is also an ex international eventer)so all bases are covered. |
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gossy
Platinum Member
England
3639 Posts |
Posted - 10 Apr 2007 : 9:39:45 PM
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I am looking for a loan for my daughter who is desperate to get back in the saddle, she is 12 very experienced, i am looking for a long term loan to buy! we are looking for something 14.3-15.0 upwards! if anybody knows of any!
Thanks Paula |
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Edited by - gossy on 10 Apr 2007 9:41:00 PM |
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anne
Gold Member
England
877 Posts |
Posted - 10 Apr 2007 : 10:51:59 PM
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I loaned Ghost from a friend 5 years ago although we still did a written agreement and after 2 years I asked to buy him which I have now done I think it depends on the people involved which is hard if you do not know them.
I know and have personal experiance of loans going wrong. so be careful |
    
..................................................................... Photo by David Evans |
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s.jade
Platinum Member
United Kingdom
2401 Posts |
Posted - 14 Apr 2007 : 10:47:42 AM
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I have been on both sides, my arab gelding is currently on loan and is so happy...I don't think I could take him back as he'd be heartbroken!
I also loaned my black mare Nazika prior to buying her.
She came from Exeter, all the way upto York, we viewed her from the field as she wasn't in work so being given the option to loan her for a 6 month period gave me chance to get her fit and competing before I parted with my money...needless to say from the moment I met her I'd have paid anyway, she's an angel!
Her owners then, Kerri and Jeff from Moor Arabians were fantastic, we had a contract in place for the 6 months and covered every possibility in that.
We've always used the BHS loan agreement which seems to cover everything in itself!
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