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jane79 Posted - 24 Feb 2011 : 6:06:11 PM
Hi all,

I hav just received my horse renewal insurance from NFU. And lucky for me I have a bonus of £75 taken off my premium this year, but my premium has increased!!

On the breakdown Im paying Nearly £80 for personal liability and wondered if this was covered anyway by being a member of the AHS? If it is i would scrap it with NFU.

Thanks

Jane
7   L A T E S T    R E P L I E S    (Newest First)
T42 Posted - 25 Feb 2011 : 11:26:29 AM
If you have NFU contents insurance then you will already have this cover. If not, worth checking with your house/contents insurer.
jane79 Posted - 25 Feb 2011 : 09:53:41 AM
Thanks everyone, i will give AHS a ring and check
jane x
pinky Posted - 25 Feb 2011 : 08:21:23 AM
you should be covered,,last year one of my yearling colts had a fatal accident ,,he bolted into the back of a parked car went through the back window,,the car was all caved in at the back,,this was on a yard i rented,,the ahs were brilliant and liability was covered ,£250 pound exsess tho!!
Misshana Posted - 25 Feb 2011 : 08:15:52 AM
Second the BHS insurance, covers ANY HORSE owned, ridden or handled by the insured. Think also covers anyone else handling your horse/s. If you have more than one horse is excellent deal.
AHS used to cover only their events, but not been a member for years now so may have changed - although knowing AHS very much doubt it !!!
kathleen Posted - 24 Feb 2011 : 10:32:21 PM
Just look at BHS the membership is £59 which say's

Personal Liability Insurance up to £10 million for all the horses you own, look after and ride, regardless of age.

There is a 11 page doc for the Public insurance and i am heading to bed i hope thats some help
Roseanne Posted - 24 Feb 2011 : 9:58:56 PM
Not sure about personal liability.

I think the AHS insurance is limited to shows/showgrounds, though not sure. It used to be full public liabiltiy - I used it once with huge success and was very grateful.

They say the BHS membership which is about £55 gives you public liabiltiy insurance which is a good deal! Personal may be something you have to do yourself.

alkarif Posted - 24 Feb 2011 : 8:24:55 PM
Talk to AHS asap. I know their insurance for membership is with NFU but ashamed to say not read the info. Hope you get sorted - let us all know the outcome, please.



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