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jane79
Platinum Member
 England
1618 Posts |
 Posted - 24 Feb 2011 : 6:06:11 PM
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Hi all,
I hav just received my horse renewal insurance from NFU. And lucky for me I have a bonus of £75 taken off my premium this year, but my premium has increased!!
On the breakdown Im paying Nearly £80 for personal liability and wondered if this was covered anyway by being a member of the AHS? If it is i would scrap it with NFU.
Thanks
Jane
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alkarif
Gold Member
United Kingdom
800 Posts |
Posted - 24 Feb 2011 : 8:24:55 PM
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Talk to AHS asap. I know their insurance for membership is with NFU but ashamed to say not read the info. Hope you get sorted - let us all know the outcome, please.
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Brenda M - Al Karif Arabians
“God made the horse from the breath
of the wind, the beauty of the earth,
and the soul of the angel.....
May they forever run with our hearts....."
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Roseanne
Moderator
United Kingdom
6708 Posts |
Posted - 24 Feb 2011 : 9:58:56 PM
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Not sure about personal liability.
I think the AHS insurance is limited to shows/showgrounds, though not sure. It used to be full public liabiltiy - I used it once with huge success and was very grateful.
They say the BHS membership which is about £55 gives you public liabiltiy insurance which is a good deal! Personal may be something you have to do yourself.
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Roseanne |
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kathleen
Platinum Member
England
1835 Posts |
Posted - 24 Feb 2011 : 10:32:21 PM
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Just look at BHS the membership is £59 which say's
Personal Liability Insurance up to £10 million for all the horses you own, look after and ride, regardless of age.
There is a 11 page doc for the Public insurance and i am heading to bed i hope thats some help |
http://www.jollyfryer.com/ Great British Fish & Chips
susan.oliver70@ntlworld.com
    
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Misshana
Silver Member
England
449 Posts |
Posted - 25 Feb 2011 : 08:15:52 AM
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Second the BHS insurance, covers ANY HORSE owned, ridden or handled by the insured. Think also covers anyone else handling your horse/s. If you have more than one horse is excellent deal.
AHS used to cover only their events, but not been a member for years now so may have changed - although knowing AHS very much doubt it !!! |
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pinky
Bronze Member
England
57 Posts |
Posted - 25 Feb 2011 : 08:21:23 AM
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| you should be covered,,last year one of my yearling colts had a fatal accident ,,he bolted into the back of a parked car went through the back window,,the car was all caved in at the back,,this was on a yard i rented,,the ahs were brilliant and liability was covered ,£250 pound exsess tho!! |
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jane79
Platinum Member
England
1618 Posts |
Posted - 25 Feb 2011 : 09:53:41 AM
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Thanks everyone, i will give AHS a ring and check
jane x |
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T42
Bronze Member
England
215 Posts |
Posted - 25 Feb 2011 : 11:26:29 AM
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| If you have NFU contents insurance then you will already have this cover. If not, worth checking with your house/contents insurer. |
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Topic |
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Personal Liability Insurance and the AHS
