What I want I think is quite simple. A policy that covers
- Buildings and contents of the stable yard (This is separate from house policy as it across the road) - Employers liability (I have a part time groom - paid cash want to be sure I am cover in the event of a claim)
Because I told NFU I had breed some foals and intend to do so at some point in the future they say I need a commercial policy and the premium over £1k.
Who do you used and what level of cover do you have
If you are looking for employer's liability then you will be needing a commercial policy and unfortunately most companies tend to have a basic policy that covers all your liabilities and then you add your buildings etc, so yes it tends to be quite a high premium for the basic pack.
I'm suprised the NFU didn't come up with a tailor made policy for you. Ours is with them and has cover similar to your requirements. Maybe speak to someone higher up the food chain, they usually try to encourage the custom.
- V Khazad - V Calacirya & V Sulime - Quarida(L) - V Boogie Knights - V Hamra Tofiq
Insurance!
United Kingdom
Posted - 29 Oct 2012 : 4:47:53 PM
