Author |
Topic |
|
jaj
Platinum Member
United Kingdom
4324 Posts |
Posted - 07 Apr 2008 : 12:05:27 AM
|
Nick you are quite right she is ultimately responsible for her own affairs and got into debt through mismanagement of her finances. She freely admits that she borrowed far more than she could ever pay back and tried consolidating loans etc and of course we all know that is the road to wrack and ruin. Whether this will be the new leaf she hopes it will be only time will tell but she is very chipper bless her and never tries to blame anybody else (e.g. the banks for lending etc) for her position. She acknowledges that she got herself into this mess and that only she can get herself out again.
jen
|
Kuraishiya (Maleik el Kheil/Kazra el Saghira) and Sahara Bey (Kuraishiya/WSA Charismma) |
Report to Moderator |
|
aderyn
Gold Member
Wales
846 Posts |
Posted - 07 Apr 2008 : 01:11:47 AM
|
Jen as I said (don't know your friend) but from the heart - wish her a speedy road to getting back on her feet - nobody wants to stand back and see someone else being down - had I won the lottery this weekend short of waving a magic wand I personally would help your friend out even though I dont know her! Please tell her keep her chin up things can only get better because once you hit rock bottom the only way is up.
Nick |
Report to Moderator |
|
CINDERS
Gold Member
England
750 Posts |
Posted - 07 Apr 2008 : 09:07:29 AM
|
I am with Sue on this one. Yes my horses are my family and yes I go without to keep them but to most looking from the outside they are an unnecessary luxury that people who are truly poor would say I could do without
If it cam to it I would rather they were homed where they could be better cared for than gradually decline because I could not afford their bills
Y |
Report to Moderator |
|
Zenitha
Gold Member
England
1078 Posts |
Posted - 07 Apr 2008 : 7:49:59 PM
|
Here here Nick
That lady was soo right too! |
|
Report to Moderator |
|
jaj
Platinum Member
United Kingdom
4324 Posts |
Posted - 07 Apr 2008 : 7:51:17 PM
|
Ah Nick that is lovely ~ the kindness of strangers indeed !
Jen
|
Kuraishiya (Maleik el Kheil/Kazra el Saghira) and Sahara Bey (Kuraishiya/WSA Charismma) |
Report to Moderator |
|
Pixie
Platinum Member
United Kingdom
6586 Posts |
Posted - 07 Apr 2008 : 11:10:58 PM
|
i've looked at this thread a lot and up until now haven't posted..... I thought a lot aboutit too.
What springs to my mind is...... Luxuries are items that you could live without. I can only speak for myself here a) my horse is not an item and b) I couldn't live without him. One day I know I will have to but while he is alive then so am I. |
|
Report to Moderator |
|
vjc
Platinum Member
United Kingdom
4952 Posts |
Posted - 07 Apr 2008 : 11:23:56 PM
|
so sorry jaj to hear about your freind, to horse lovers our horses are our life! and always there when you need freind. i fear due to the rises in costs that surround us all in everything, not just the horse we will be hearing more sad stories of people having to part with their animals, its so heartbreaking |
|
Report to Moderator |
|
paul_exe
Platinum Member
United Kingdom
2022 Posts |
Posted - 07 Apr 2008 : 11:27:47 PM
|
Hmmm I pondered this and then thought back a few years..... I lost my job, but had just bought a new car...... Juggle...my horse or my car........ I sold the car, and lost £4k.....
My horse I lovingly kept until I was forced to have him pts, this still hurts me, but we will meet again. I have no regret about the car.... I would give my last breath for my horses.
Paul |
Get over yourself: You breathe, you fart, what makes you different?
Gloriously Sunny Devon |
Edited by - paul_exe on 08 Apr 2008 08:10:33 AM |
Report to Moderator |
|
vjc
Platinum Member
United Kingdom
4952 Posts |
Posted - 07 Apr 2008 : 11:30:46 PM
|
ahhhh paul that is so touching what is the breeding of your crystal morn anglo? |
|
Report to Moderator |
|
paul_exe
Platinum Member
United Kingdom
2022 Posts |
Posted - 07 Apr 2008 : 11:44:26 PM
|
Have PM'd you vjc....... As this is another story.......
Paul |
Get over yourself: You breathe, you fart, what makes you different?
Gloriously Sunny Devon |
Report to Moderator |
|
DawnBrookes
Gold Member
United Kingdom
647 Posts |
Posted - 08 Apr 2008 : 1:03:56 PM
|
my horse is my life, if I hit hard times I would no more sell her (or my shetland or donkey) than my dogs....no-one but a true horselover would understand would they? I have been close to having to change my lifestyle, they are always my first priority, and I would rather rent than compromise them. I don't have children, because I chose my horse...do I ever question that? sometimes yes, but I couldn't live without horses in my life. My horse is not a luxury or a status symbol, she is my friend Jen wish your friend well from me too xxx |
Report to Moderator |
|
Goldenmane
Platinum Member
United Kingdom
4964 Posts |
Posted - 08 Apr 2008 : 1:12:21 PM
|
My horses are my reason for being. On hard times, when I had young children and a messy divorce, they went on loan, that year was like living in a void. Your friend will love seeing her horse every morning! You are either a horseperson or you're not! Good luck to her! |
|
Report to Moderator |
|
vjc
Platinum Member
United Kingdom
4952 Posts |
Posted - 08 Apr 2008 : 1:20:24 PM
|
i have always thought there are two types of horsey people, horse owners and horse LOVERS, i think the latter are all on arabian lines |
|
Report to Moderator |
|
suejs001
Bronze Member
England
200 Posts |
Posted - 08 Apr 2008 : 1:33:59 PM
|
Oh poor girl, I do feel for her but admire her keeping her horse. In 2001 I lost everything after giving up on my marriage because it was the horse or the husband. I took my horses to Devon to set up a yard when F&M hit. 6 months later I was in even more debt due to lack of work a business loan around my neck with nothing to show for it so I moved back to my parents. The last 7 years have been a living hell and everyday I woke up it was for my horses that I dragged myself out of bed and did jobs that I didn't want to do and climbed back up the career ladder (I'd left a very very good job in Surrey to go to Devon) I lost Oscar in the last few years and that has been sigularly the hardest thing I have had to deal with and I still regress into bouts of depression. Since Oscar went Sam has been my focus 100% and now he is as he is I am finding it hard to keep going. I too put up with no hair cut, no holidays, no nights out, no clothes except from Tesco or Asda when I am desperate, usually no food in the house etc etc to keep Sam. If I had to I would move back to my parents again so I could still keep my horse. Some people think I am mad, I just love my animals - I got into more debt paying for Oscar's laminitis treatment for an additional 3 years, but it was worth it just having him as my best friend and my sunshine for that extra time. S xxx (sorry started crying againg about the ponies) |
Sue |
Report to Moderator |
|
angel2002
Platinum Member
United Kingdom
2502 Posts |
Posted - 08 Apr 2008 : 1:58:00 PM
|
In one word....YES :))
Even in the eyes of a court, horses are classed as a luxury if you list them under expenses.
I can't remember the last time I had a holiday, Malvern is my 'holiday' and of course I have one or two of my horses with me so I don't really get a break!
MY OH wants to go to Canada but I have no one nearby that can take the horses in and that I trust to look after them as I do. I also have a dog that I will not put in Kennels.
If I didn't have my horses? I would probably be debt free, down the pub of an evening, having hair and nails done regular, away on weekends, going on holidays and VERY SAD!
My girls have kept me going through a pretty dark time, they were what I got up in the morning for, so for me they are a luxury but I have and will do anything to keep them :) |
Angel Passion Arabians |
Report to Moderator |
|
ashabarab
Gold Member
England
1378 Posts |
Posted - 08 Apr 2008 : 2:21:02 PM
|
sad as this topic is one thing has shone though and that is the love of our horses l have been in some very 'high end' yards and see a lot of very beautfull well groomed bored to tears horses in beautifull stables with manicured lawns l have also been in some really grotty places with boxes made from pallets, mud everywhere horses in old rugs held together with masking tape........ but guess what, the horses were well cared for well fed, and although not groomed to an inch of their lifes they were happy and contented now l look to the horses..we are not all rich and have fab places, but l guess the horses don't care that much either way, just as long as they are fed and fussed, l doubt they have any appreciation of the flowering schrubs unless of corse they are tasty tell your friend to keep her horse..when things are tough those little whikkers are worth more than gold and make the sun shine in our hearts on a rainy day!
ash |
Report to Moderator |
|
Roseanne
Moderator
United Kingdom
6708 Posts |
Posted - 08 Apr 2008 : 2:23:25 PM
|
There's no doubt that horses are a luxury if we're talking about that (without reference to Jen's poor pal!). If there were a war, rationing etc, we'd probably all have to make do without ours and heaven knows what we'd all do.
I guess the thing is - at least I recognise it for myself - that they are the most satisfying hobby, sport, relationship, occupation, lifestyle (call it what you will) that they contribute hugely to satisfaction and happiness in life, helping us to maintain good mental health and ward off depression.
As Nick said, there but for the grace of God go most of us, because most of us haven't really been faced with no alternative. |
Roseanne |
Report to Moderator |
|
Info Sponge
Bronze Member
England
182 Posts |
Posted - 08 Apr 2008 : 3:27:33 PM
|
IMO it all depends on your attitude to horses and your expected lifestyle.
If you have a horse as status symbol and are willing to chop and change it willy nilly to ensure it fits the bill then I think they are a true luxury.
If, however, if your horse is your long term friend it really becomes part of the family - do we consider children to be luxuries?
Personally I have been prepared to live on a very tight budget to keep my old mare who I had 24 years, but perhaps my new filly is a true luxury as really a decent kitchen is probably what we should have been spending our hard earned cash on!
Fortunately I've a fab OH who after 29 years knows how I tick and knows a kitchen wouldn't provide half the entertainment! |
Report to Moderator |
|
Evie
Platinum Member
England
3513 Posts |
Posted - 08 Apr 2008 : 6:36:39 PM
|
Well having lived away from my horse for about two years now, I wouldn't say that I'd consider her a luxury.
Yes I am a lot better off not having my own horse and can do things like travelling and get my hair cut regularly and have manicures and pedicures and eat out at posh restaurants, but I can't say any of these things make me happy really, not as happy as having my own horse. I am lucky that there are places to go riding here or I think I definitely would have lost my mind. I do miss my horse so much though and am planning to come back to the UK when my contract here ends in December even though I know I will not be very well off financially, but I'd rather have her back and the life associated with looking after her etc. She is definitely the most important thing in my life, not having a husband or children so I can understand how your friend feels Jen. |
Bristol |
Report to Moderator |
|
Sahir
Gold Member
England
847 Posts |
Posted - 08 Apr 2008 : 9:37:55 PM
|
Zenitha - I cannot see why you are attacking SueB for her comments - I do not read her posts as 'elitist' more realistic. SueB, like me and no doubt many others! know only too well about people who take on far more than they can afford, and as SueB says their horses ending up being rescued - she does not say anything about "folk with little in the way of cash are going to neglect their horses" simply that too many young couples take on more than they can afford - and I think we all know that is true
So I hope that your "peace & healing continues" with your Arab horses and as for your comments "PS I think you will find that my postings and dealings with others in 'the Arab world' (some of us just like Arabs - we don't all want to be part of the Elite Circle )are generally of a kind nature......" seem somewhat contradictory |
Report to Moderator |
|
vjc
Platinum Member
United Kingdom
4952 Posts |
Posted - 09 Apr 2008 : 2:38:04 PM
|
suppose you could call horses a luxury depending on how extravagant you are spending on them! horses are not bothered if they have a navy numnah or an expensive disney one! same with a bridle, it dose`nt have to be a pesoa just a good english leather one! we are probably all guilty of being sucked into the new marketing trend of new colours and diamante tack but it is not a necessity in able to show your love for your horse (oh god that sounds bad coming from someone who works in a tack shop) i will be getting the sack but i think you know what i mean. The horse world seems to have followed the dog world into this multi product, brightly coloured sales push which is fine if money is no object. I buy good brand rugs for my horses not because i like the colour but the product is good. |
|
Report to Moderator |
|
abcoboy
Silver Member
England
464 Posts |
Posted - 09 Apr 2008 : 2:52:35 PM
|
Hmm - tough one ...
Most would def say its a luxury ... you usually get 'you've got a horse you snobby thing?' how it can be snobby when you spend your time mucking poo out and having horse slobber on you in beyond me - haha
About 2 years ago I was seriously thinking of selling mine and even went to a friends in tears asking if he knew anyone who would buy her. My boyfriend (at the time) said to me ... ok you've not got much money at the moment but what happens in a few years to come, you get a big pay rise and you'll be upset you sold her.
SO ... I kept her and years on .. my pay has literally doubled and Im mortified I ever considered selling her (although I would prob never have gone through with it).
My old pony when I was a teenager kept me off the streets and out of a lot of trouble when I was younger like someone else said before.
Some people go to the gym, some smoke - others have horses - you live once - why not buy something which not only makes you feel good but means the world to you?
If my wage decreased tomorrow - I wouldnt sell her, I'd find an additional job ...
|
|
Report to Moderator |
|
vjc
Platinum Member
United Kingdom
4952 Posts |
Posted - 09 Apr 2008 : 3:03:33 PM
|
ahhh thats nice abcoboy, i really struggled when i was younger too, it is so hard to find money for fashion clothes, going out, and also to keep the boyfreind when you have a horse, but it tests out just how much you are loved by the other half for sure i am older now and like to think a bit wiser (ha ha) and have learnt to juggle whats important and whats not, ( by that i don`t mean the hubby!) but you are right what you say look at what people pay to go to these gyms and we get workouts everyday, good point!!! |
|
Report to Moderator |
|
Eeyore
Gold Member
1181 Posts |
Posted - 09 Apr 2008 : 3:07:30 PM
|
In monetary terms then yes, horses are a luxury. Some of my students are homeless and don't have the basics like enough food. Do you think I talk to them about having 2 horses? Errrr no. Life can deal you some bad cards, I have a reality check every day.
My horses are definitely not objects, they are much loved and much needed and hopefully with me for life but sometimes we need to appreciate that in other peoples eyes they most definitely are a luxury.
|
Heléna
|
Report to Moderator |
|
angel2002
Platinum Member
United Kingdom
2502 Posts |
Posted - 09 Apr 2008 : 3:41:08 PM
|
Infosponge - my horses are also certainly NOT a status symbol, unless being in debt is something people should look up to
Horses are also animals and can't be compaired to children. Don't get me wrong I don't have children of my own and am guilty of treating/loving my horses like they were BUT that doesn't mean they are not a very inportant part of my family.
But I'm afraid, in the eyes of the public they are a luxury. In the past I have argued the case with a judge that they weren't but he deemed they were because, in his words, they were something that I did not need to have to survive.....That was of course his opinion! |
Angel Passion Arabians |
Edited by - angel2002 on 09 Apr 2008 4:32:28 PM |
Report to Moderator |
|
Topic |
|