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dreammagic Posted - 11 Jan 2010 : 8:27:57 PM
Am gutted today, my stable roof caved in under the weight of all that snow Thankfully i don't keep my horses in at night and the bit where they have thier hay, the roof stayed on. Going to take a while to get it sorted out as is it not insured, as any time the roof was damaged in the past the insurance just said it was an act of god!!


Side View

That was claires stable

Smokies stable

Looking up from the bottom!

On the bright side the tap was defrosted and running again today first time since before Christmas.

Going to take me a while to get this mess sorted out am just so glad my horses wernt hurt at all
21   L A T E S T    R E P L I E S    (Newest First)
Nichole Waller Posted - 13 Jan 2010 : 12:51:42 PM
Poor you.. I'm so glad you and your horses are OK. I hope you manage to get it sorted out soon.
x
Roseanne Posted - 13 Jan 2010 : 12:42:16 PM
My field shelters have door conversions on so they are just like stables with windows and split stable doors. One has a roof light in too which makes it nice and airy for the claustrophobic gelding (and it helps me too when I'm grooming etc). They're rubber floored too so not much different to a stable - it's worth thinking as a good compromise about if you can afford it.
dreammagic Posted - 13 Jan 2010 : 11:08:02 AM
Oh Shah, that's not good, i wouldn't risk putting them in, i don't imagine your YO is a building inspector!!
You are quite right why should you pay for a stable you can't use.

It's my mums stable and reason it wasn't insured is because of the problems that they had before with insurance, paying premiums and not getting the pay out when needed, she is also 76 and not exactly loaded.

I shall have to get some quotes and see what is goin to cost to get it sorted out, think i shall get a field shelter in the time being, not that i can afford one of thoes just now :( can't get any worse so i am told!!
shah Posted - 13 Jan 2010 : 07:46:37 AM
Completely sympathise. This has happened to us as well this week. Ours didn't cave in completely (yet) but the beams and walls are bowing and like you we luckily didn't have any horses in either when it happened.

Our YO is going around saying it's safe to go back in (probably because she knows we won't pay stable rent otherwise - why should we pay more than grass livery when we can't use the stables...???) but it looks like we won't be getting anywhere near it until the summer.

Ours is apparently not insured either.
mouse Posted - 12 Jan 2010 : 6:59:02 PM
How awful, I really feel for you. At least nobody and no horses were hurt

Mouse
Nerusa Posted - 12 Jan 2010 : 6:18:31 PM
What a relief your horses were out! I don't mind a bit of snow, but what we've had this year is no longer fun when it causes damage like this.
Fee Posted - 12 Jan 2010 : 09:00:00 AM
What a nightmare Anne! I'm just so glad neither horses nor humans were in at the time. I hope you get things sorted quickly and will soon be posting pics of your new stables.

Fee x
Pasha Posted - 12 Jan 2010 : 08:58:03 AM
What a nightmare for you, but as you said, at least the horses are all ok! I hope you get it fixed soon x
Gerri Posted - 12 Jan 2010 : 08:53:50 AM
OMG!!!!!! poor you what a terrible shock you must have had to see that, thank God your horses were not in there, I would try to get the insurance to fill thier obligation to you as that is a real cop out I really hope you can get sorted big hugs to you x
Spangle Posted - 12 Jan 2010 : 08:21:55 AM
Oh, so sorry that you are one of the many victims of roofs and buildings being damaged in this weather. So so glad the horses were out and are ok.

Perhaps Smokie sensed it wasn't safe if he was in a hurry to get back out the night before. He is very sensitive after all?

Hope you get things sorted.

Re: Insurance I think you can have an extra for storm damage in which case you would be covered- but it increases premiums greatly. n If you don't have that extra then as Dreammagic says its not covered.
vjc Posted - 11 Jan 2010 : 11:23:37 PM
What a shock that must have been!!!! thank god your horses were not in it!!! I had a huge tree fall on one of my stables in the freak winds we had two years ago, like you my horses were out at the time but it still came as a huge shock!!! and of course then you have the worry of repairing it all!
Qui Gon Jinn Posted - 11 Jan 2010 : 11:20:05 PM
Oh thats dreadful, poor you. So glad your horses weren't in there. When I lost my stables to fire in 2008, I was gutted too, but so grateful that the horses were out, as I'd never have forgiven myself.

My smartie pants husband thought about this happening to our stables and got up onto the roof about a week or so ago and brushed all the snow and ice off.........I'm so glad he did, as a few days later we had that dreadfully heavy fall of snow with high winds that made it all drift.

Good luck with the clear up, if you are in need of anything please do ask and I'll help where I can.
dreammagic Posted - 11 Jan 2010 : 9:31:26 PM
I am just so glad it happend when they werent in, last night smokie wasnt in a hurry to go back out, i never imagined it would possibly be the last time he would be in it. shall have to get a few quotes and see if its cheaper to flatten it and build new ones, or get a new roof!
Pintoarabian, you are not alone in detesting the snow, i call it white S***e, hope you get your guttering sorted
kathleen Posted - 11 Jan 2010 : 9:15:45 PM
thank goodness they where out
pintoarabian Posted - 11 Jan 2010 : 9:08:36 PM
What a nightmare! We had avalanches off the big barn roof today, taking down all the guttering. The snow is now 3-4 feet deep with the guttering buried underneath. Nothing to your collapse but annoying to have to deal with on top of everything else, including having had no water to the house or stables since Friday morning last week. Sorry to all you guys who love the snow but I detest it. Roll on Spring!
jillandlomond Posted - 11 Jan 2010 : 9:07:39 PM
Oh hells bells Anne!!! Absolutely gutted for you!! Thank goodness the horses were living out! Jx
moatside Posted - 11 Jan 2010 : 8:51:42 PM
glad horses ok, what a nightmare
Cate Posted - 11 Jan 2010 : 8:42:11 PM
You poor thing. So pleased your your horses were not hurt.
Roseanne Posted - 11 Jan 2010 : 8:38:08 PM
Act of God? What a desertion of their obligation to you. If that's an act of God, then there should be no insurance as everything would be just an act of God. You should be getting insurance payouts for this if you've paid the premiums.

So sorry for you but at least the horses weren't in at the time. Hope you manage to get things sorted somehow. Thinking of you!
Meggie-Lu Posted - 11 Jan 2010 : 8:32:03 PM
Oh my gd!! Such a shame!!
My thank god that ur horses wernt in @ the tym.
mogwai Posted - 11 Jan 2010 : 8:31:17 PM
Oh no! Gl;ad all the horses are ok.What a complete pain!
Ros


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